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Financial Clarity

Stories About Money That Actually Matter

We write about the financial decisions real Australians face every day. No jargon, no corporate speak—just honest conversations about managing money in 2025.

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Real questions from people navigating financial decisions in their daily lives

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Debt Strategy Feb 2025

Credit Card Debt at 22%—Should I Really Pay It Off First?

Everyone says tackle high-interest debt immediately. But what if you're also trying to save for an emergency fund? We break down a situation we see constantly in Campbelltown.

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Organized workspace with financial documents and planning tools
Expense Tracking Jan 2025

Why I Stopped Using Budgeting Apps After Six Months

Technology should make things easier, right? One client's honest account of why automated tracking didn't work—and what replaced it that actually stuck.

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Saving Habits Dec 2024

The Three-Account System That Changed How We Save

Forget complex spreadsheets. Sometimes the simplest structure works best. This approach came from a retired teacher in Western Sydney, and we've seen it work for dozens of families since.

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Who Writes This Stuff?

Our contributors include financial counselors, everyday people who've navigated tough money situations, and professionals who actually listen before they advise. These are the voices behind the articles.

Portrait of Ingrid Tamworth, financial counselor and blog contributor

Ingrid Tamworth

Financial Counselor & Writer

Spent twelve years working with families in financial distress before joining auremyntis. Writes about the patterns she noticed—and the solutions that rarely get talked about in mainstream advice columns.

Portrait of Siobhan Elderfield, cost management specialist and contributor

Siobhan Elderfield

Cost Management Specialist

Former small business owner who learned expense tracking the hard way. Now helps others avoid the mistakes she made during her first three years running a café in Campbelltown.